Retirement Planning Strategies

Retirement planning strategies are one of the specific objectives of a well-considered wealth management plan. Approaching retirement age? Do you want to utilise your superannuation to transition to retirement? Are Centrelink benefits available to you? Is it important that you leave funds for future generations? Retirement income streams may flow from superannuation benefits (most often in the form of pension income) as well as from assets accumulated outside of superannuation; [...]

Age Pension

What is the Age Pension? The Age Pension is a safety net for people of eligible age who are not able to fully, financially provide for themselves, in retirement. It ensures that qualifying people have sufficient income to meet basic living expenses.  The Age Pension provides a level of security for those who have not been able to provide adequately for their financial needs in retirement, regardless of the circumstances that have left them in [...]


What is deeming? Deeming is the term which describes the method used by Centrelink and Veteran’s Affairs to calculate your Income Test assessable income from certain investments when determining the level of entitlement to be paid. Deeming means that you are assumed to earn a certain return on ‘financial’ investments, irrespective of the actual rate of interest or capital growth you earn. If you earn more than the deemed rate [...]

By |2019-12-10T16:29:00+10:00January 13, 2010|Social Security|0 Comments

Disability Support Pension

What is the Disability Support Pension (DSP)? The Disability Support Pension (DSP) aims to provide a level of support to people whose physical, intellectual or psychiatric impairment prevents them from working. This pension is also payable to people who are permanently blind. The rate of DSP and the income and assets tests are the same as for the Age Pension; and likewise, the benefit payment is administered by Centrelink. Recipients of [...]

By |2021-12-13T11:45:51+10:00January 13, 2010|Social Security|0 Comments
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