Deeming rate freeze confirmed

The deeming rate freeze will be welcomed by clients of Centrelink to whom it is applied in determining their benefits and payments under various services administered by Services Australia – including the Commonwealth Seniors Health Care Card.  During the long period from the Global Financial Crisis (the GFC) of 2008 when interest rates fell dramatically,… Continue reading Deeming rate freeze confirmed

Financial Education for children

Financial education for children (of all ages) is a gift that will see them in good stead for the rest of their lives.  As a responsible parent/ adult, mindful of your goal to provide financial independence for yourself and for your family, you have established a financial planning strategy; you have accumulated financial wealth; you… Continue reading Financial Education for children

Investor risk profiling explained

At its core, investor risk profiling is a process used to assess the level of risk that an investor is willing to take with their financial assets.  The investable assets can be siloed, and a different risk profile applied to each group of assets; however, the overall risk profile of the entire portfolio should remain… Continue reading Investor risk profiling explained

Investment Anxiety

Investment anxiety is a natural phenomenon, especially amongst those who are either new to the world of investing, or who have been caught in a steep market correction for the first time in their investor experience.  It can also strike seasoned investors when their concurrent personal circumstances have changed adversely.  Picture this …. You wake… Continue reading Investment Anxiety

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