A great question! Particularly when we focus on the last word – the ‘me’!

A financial planner can assess your available resources – and your investor risk aversion profile – and, from a clear understanding of your stated financial needs, goals and objectives, compile advice through documented recommendations. They will take all reasonable steps to ensure that you in turn understand the financial plan, explaining how it brings all of the elements from your personal situation together; and the level of confidence you can enjoy, as to the likely level of attainment of your financial independence.

Whether this is done via a one-off engagement to establish a roadmap for the future (and advice-only engagement); or through an ongoing reporting and services engagement that will provide you with scheduled, regular reviews of progress towards your goals, will best be settled after you have your initial meeting with a trusted, experienced financial services provider (financial planner).