Gearing wealth creation – capital gains

Wealth accumulation without breaking the Bank Gearing wealth creation has long been a popular investment strategy: the level of gearing employed significantly impacts the performance of the investment portfolio. Since the 2013 Federal election in Australia, when Negative Gearing was demonised as a cause for high housing cost and low affordability, there has been ‘chatter’ about the benefits accruing to those who utilise this wealth creation strategy; and the distortions that [...]

By |2020-12-16T20:14:10+10:00April 28, 2017|Investment Strategies, Wealth Management|0 Comments

Life Insurance Sensibility

What is your attitude to Life Insurance? There is often an air of reluctance to discuss personal life risk matters.  Life insurance sensibility is your general attitude to this topic. In this post, we trust that you will come to see that some of the life risks that you encounter can: have a devastating effect on your financial future; andthat financial risk to you and your family, can be mitigated using appropriate [...]

By |2021-06-30T21:29:18+10:00May 13, 2015|Risk Insurance Strategies|0 Comments

Income Replacement Insurance

Comparing Income Protection Insurance with Salary Continuance Insurance Income replacement insurance is a form of wealth protection that provides an income stream to replace a 'normal' income stream (such as wages or profit from a self-employed business). It is important to provide financial stability during times of interrupted earning occasioned by accident or illness. Income Protection insurance is the more common name for this particular life insurance product, but when [...]

By |2021-07-27T15:24:42+10:00November 21, 2014|Risk Insurance Strategies|0 Comments

Accumulating wealth

Accumulating wealth: but 'When is enough?' Knowing that most of those people born in generations following 'the Baby Boomers' will probably live longer after retirement than they worked prior to retirement, accumulating wealth for that phase of life is a primary goal for most of us. For this article 'enough' is the amount that you are satisfied will enable you, in all reasonably-assumed circumstances, to achieve all of your lifestyle and financial needs, [...]

By |2020-12-10T15:10:02+10:00October 16, 2013|Wealth Management|0 Comments

Wealth management newsletter

The wealth management newsletter we produce, continues to be written by our team with a view to providing information on financial planning and lifestyle matters that may have a financial impact on you. Our readers find the wealth management articles we publish, educational, informative and to many – interesting.  Whilst the eNewsletter is primarily for our clients, we encourage you to share it with friends, family and colleagues generally. What [...]

By |2021-01-18T16:32:14+10:00June 20, 2013|General|0 Comments
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