Financial Education for children

Financial education for children (of all ages) is a gift that will see them in good stead for the rest of their lives.  As a responsible parent/ adult, mindful of your goal to provide financial independence for yourself and for your family, you have established a financial planning strategy; you have accumulated financial wealth; you have a well-considered ‘estate plan’; and to the extent necessary, supported this with life insurances [...]

By |2021-04-06T15:49:36+10:00April 6, 2021|Wealth Management|0 Comments

Investing surplus cashflow

- from minimum pension drawdown... Does your minimum pension drawdown give rise to surplus cashflow? Have you thought about investing surplus cashflow arising from your pension drawdown? Investing surplus cashflow is most typically a dilemma for self-funding retirees whose pensions accounts provide pension benefits in excess of their lifestyle needs. In response, they seek advice about how best to use those funds effectively (rather than ‘wastefully’). One particular strategy for investing surplus cashflow has been a [...]

Invalid Will negates Estate Planning

Some 'features' of an Invalid Will Estate plans negated by an Invalid Will cause untold family disruption and financial pressure on those left to tidy up after the deceased has passed. Wills have been found to be invalid for a number of reasons. The more common causes of the invalidity, include – Incorrectly signed/ witnessed (or in fact, unsigned);Witnessed by ‘inappropriate’ people; and‘incapacity’ on the part of the Testator. What [...]

By |2021-04-22T18:51:21+10:00September 20, 2013|Estate Planning|1 Comment

Letter of Wishes used in Estate Planning

Have you considered leaving a letter of wishes with your last Will and Testament? A clearly stated letter of wishes could be invaluable to the executor of your estate, particularly for those items that may not have been considered of sufficient financial value to warrant specific mention in your Will. A letter of wishes is not a substitute for a Will, need not have any formal structure, may be varied [...]

By |2020-12-10T18:32:55+10:00August 26, 2013|Estate Planning, General|0 Comments

Intergenerational Wealth Transfer

Intergenerational Wealth Transfer: an Estate Planning issue... Over the next couple of decades an intergenerational wealth transfer involving billions of dollars will pass from the ‘baby boomer’ generation to their descendants. The effectiveness of intergenerational wealth transfer will generally be measured by the tax effectiveness of the strategy resulting in the transfer of that wealth.  Some families will initiate the transfer whilst the holders of the assets are still alive. Strategies they [...]

By |2020-12-10T18:38:46+10:00August 26, 2013|Estate Planning, Wealth Management|0 Comments
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