Annuities underpin retirement income

Annuities underpin retirement income - and the certainty of that income - for many investors/ retirees: but what are annuities; and how can I benefit from having one? The following post describes the general application of annuities, but over time, new retirement income stream products are developed and it is wise to seek professional financial advice before entering into an annuity contract, to ensure that what you are securing is [...]