Managing Money and Debt

Managing Money and Debt Managing money and debt is one of the key responsibilities of governments. The management of money and debt is an important consideration for investors and for the broader economy.  The money available and in circulation in the economy is in the control of governments and the central banks; and debt is of interest for investors wherever it is held – by government, business or households. Governments [...]

By |2020-10-16T11:56:23+10:00July 31, 2020|Wealth Management|0 Comments

Interest cost deductibility

Interest cost deductibility saves tax, lessens borrowing costs Interest cost deductibility is one of the factors considered in making a decision as to whether to gear an investment. Gearing is a popular strategy used by many Australians to improve their wealth. Popular investment assets acquired in a geared portfolio include rental property (residential, commercial, industrial etc), shares and managed funds. The cost of borrowing for an asset/ portfolio that is income producing, is significantly less [...]

Sourcing funds to invest

How can I set aside funds to invest? When considering accumulating wealth for future purposes, enquirers are often concerned as to how they might be able to source funds to invest - they are struggling to meet the daily/ recurring costs of living as it is! Longer term goals giving rise to such concern include: a level of financial independence in retirement; for estate planning bequests; or for establishment of a philanthropic foundation/ [...]

By |2022-01-31T19:20:59+10:00April 20, 2015|Wealth Management|0 Comments

Intergenerational wealth management

Intergenerational wealth transfer is about to move significant asset values from the accumulators to the next generation: how will they cope? One of the most difficult financial transitions that those with limited financial literacy or experience in the 'management' of wealth and assets, is the one from modest wealth to substantial financial resources over a short period of time. Intergenerational wealth, if not pre-conditioned, is able to be compared with a [...]

By |2021-12-23T13:04:24+10:00October 16, 2013|Wealth Management|0 Comments

Tax refund wisdom

Tax refund wisdom enhances wealth management Tax refund wisdom is exercised when you use your refund effectively and in recognition of how your taxable income has been calculated - and hopefully, strategically - and you recognise that it isn’t a gift from the ATO (or from the government)! It ensures that the refund isn't 'wasted' on discretionary spending, rather sees it used to enhance the attainment of financial goals. You [...]

By |2021-01-18T12:02:41+10:00July 16, 2013|Investment Strategies, Wealth Management|1 Comment
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