Early-age retirement considerations

What is 'early-age' retirement? Amongst the early-age retirement considerations that need to be addressed when contemplating such a move, the consideration of funding the lifestyle you anticipate in that phase of your life is paramount to most. If you are thinking about early-age retirement you will need to establish an income/ cashflow source that is an alternative to your superannuation investment. For the purposes of this article, early-age retirement is leaving [...]

Early-age retirement funding

Planning early-age retirement, funding? Early-age ‘retirement’ funding will be on the mind of some readers, including those with health issues, family/ dependant-support responsibilities, or the ‘financially-able’ all come to mind. Retirement at an early age (and not already independently wealthy), may necessitate establishing an income source that is an alternative to your superannuation (until it is accessible). This may be supplemented in appropriate circumstances, by Centrelink benefits – but if [...]

Personal financial risk management

What is personal financial risk management? Personal financial risk management addresses one of the two key features of a well-constructed financial plan – wealth creation and wealth preservation - the preservation aspect of the plan is addressed in this post. Wealth creation is designed to build capital, based on the assumption that you will have continued good health and have an expected timeframe over which to reach the goal.Wealth preservation often [...]

By |2021-06-30T19:55:06+10:00February 10, 2010|Risk Insurance Strategies, Wealth Management|0 Comments

Superannuation Nonconcessional Contributions

What are superannuation nonconcessional contributions? Superannuation nonconcessional contributions are contributions that have been made - by an individual member; andfor which a tax deduction has not been claimed. Going by the nomenclature NCC, these contributions have, in the past, been referred to as 'undeducted contributions': they count towards your non-concessional contributions cap (see more below). Why make nonconcessional contributions? (The benefits of making nonconcessional contributions) There are many advantages in [...]

By |2021-06-28T09:53:49+10:00December 7, 2009|Superannuation Strategies, Wealth Management|0 Comments
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