Life Insurance within Superannuation

Are there benefits to holding Life Insurance within Superannuation? It is widely considered that holding certain types of Life Insurance within Superannuation is acceptable practice. For some people, this is the only personal risk protection they have. The types of insurance typically allowed is restricted to policies that provide benefits that accord with the purpose of the superannuation system. The most common life insurance carried within superannuation, are 'term life'; TPD; and income protection [...]

By |2021-02-26T09:31:49+10:00November 21, 2014|Risk Insurance Strategies|0 Comments

Budget Highlights 2013

Budget Highlights 2013 The following items, Budget Highlights 2013, were extracted from the 2013 Budget announcements by the Federal Treasurer, as likely to be of interest to our readers. We invite comments on any of the measures and, as usual, are available to review any that directly affect you to assess their impact on your wealth management (including estate planning) strategies. Budget Highlight: Taxation Measures - Replacement of existing Baby [...]

By |2020-08-05T14:04:56+10:00May 15, 2013|Market Updates|0 Comments

Superannuation Investing

What is superannuation investing? Superannuation investing entails two elements of investment concept: firstly, it is important to recognise that superannuation is not of itself an investment, as a structure under which investments are made; secondly, superannuation investing applies all of the usual skills required for investing of any type and includes: identification of goals (and the timeframe for their achievement);assessment of the risk aversion profile of the superannuation fund member (the [...]

Self Managed Superannuation Funds

What are self managed superannuation funds? Self managed superannuation funds (SMSFs) are private superannuation funds that are managed and controlled by the members. These funds are sometimes referred to as 'DIY funds' (although very few members of such funds find that they can indeed 'do it themselves!'). There may be up to 4 members in the fund; and contributions can be made to the fund by members and/ or their employers. [...]

By |2017-07-31T15:02:07+10:00February 24, 2012|Superannuation Strategies, Wealth Management|2 Comments

Retirement Planning Strategies

Retirement planning strategies are one of the specific objectives of a well-considered wealth management plan. Approaching retirement age? Do you want to utilise your superannuation to transition to retirement? Are Centrelink benefits available to you? Is it important that you leave funds for future generations? Retirement income streams may flow from superannuation benefits (most often in the form of pension income) as well as from assets accumulated outside of superannuation; [...]

Go to Top