Superannuation linked Life Insurance

What is superannuation linked life insurance?Should I have life insurance product linked to my superannuation? Superannuation linked life insurance products are those that have elements of the protection for the insured covered both inside and external to superannuation. A particular policy structure links the two elements. Many of us have at least some of our life insurance protection paid through our superannuation accounts. In some cases this is a cash flow [...]

Wealth Protection involves life insurance

Wealth Protection includes insuring against personal risk! Wealth protection is an essential part of every wealth creation strategy: using life insurance to provide financial protection for when there is an insurable interruption to the accumulation strategy is an economically sound strategy. Without an adequate life insurance portfolio the wealth you have built up (or are in the process of establishing) can rapidly erode as the costs of attending to the cause of the [...]

Personal risk protection

Life Insurance - personal risk protection Life insurance products have been designed to provide personal risk protection from the financial consequences of events that can be disabling with physical effect, impacting on our financial well-being; and on our wealth accumulation strategies. Some of the personal risk that we take each day may be unavoidable. Risks to our health such as catching viruses or contracting infection or disease; or to our [...]

Financial Year end checklist 2013

The financial year end checklist 2013 contains tax-effective strategies that may be effective for you - depending on your personal financial and taxation circumstances. Employees, professionals, contractors or self-employed business operators (carrying on business under a structure) may benefit from them, but you should confirm any proposed course of action with your accountant, tax agent or financial planner before acting on them. As the financial year draws to a close [...]

By |2021-05-26T20:17:08+10:00June 20, 2013|General|0 Comments

Business Succession Funding benefits survivors

...benefits of funding Buy-Sell Agreements Business succession funding secures the financial certainty of the parties who are dependant on your interest in a business. In other articles written we have challenged readers about the financial well-being of their family and loved ones if they are unexpectedly deprived of their continuing earning capacity (either because of being rendered permanently disabled, or even more extremely, dying). The other stakeholders in your business are [...]

By |2017-07-31T15:43:16+10:00November 26, 2012|Estate Planning|0 Comments
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